Denial of insurance benefits is a common occurrence, as greedy insurance companies do their best to collect as much as they can in premiums, but pay out as little as possible in benefits. When you buy into an insurance policy, you’re entering into a contract, plain and simple: You agree to pay the premiums, the insurance company agrees to act in good faith and pay legitimate claims in the event of an injury, accident or death. The problem is, insurance policies are never plain … or simple. They’re filled with fine print, hard-to-interpret language, and loopholes that benefit the insurance company, never the policyholder.
“Deny, delay, defend” is the rallying cry of many insurance companies when it comes to claims. And when they can’t do that, they offer you a settlement far less than your case is really worth. In fact, there are employees at insurance companies whose only job is to find a way to deny claims. When an insurance company denies, delays, or underpays a legitimate claim, they are acting in “bad faith.” That’s against the law, and they can be held accountable. It’s no wonder their treatment of you changes when you tell them you’ve hired an attorney.
Cabaniss Law knows the tricks of the insurance trade, the tactics used in denial of an insurance claim in an attempt to hold on to your money. We understand insurance principles, practices and terminology, and how to read between the lines of every clause in your insurance policy. We know Wisconsin insurance law, and how to wield it in battle against the largest unscrupulous insurance giant. If we determine that your insurance company has acted in bad faith, we will fight to recover the damages you have coming. Because we work on a contingency basis, our fee is based entirely on the amount you recover.